Homeowners

Homeowners insurance can cover damage to your home, property, personal belongings, and other assets in your home due to unexpected events. If a sudden and accidental loss occurs, you can file a claim with your insurance company to cover losses. Your policy protects you up to certain limits, as agreed upon by you and your insurer.

Auto

Car insurance works as a safeguard for your financial well-being in case of car accidents, theft, or other auto incidents beyond your control. Car insurance can cover damages to your vehicle and protects you financially if you are liable for someone else’s injury or damages. Auto insurance can also pay for medical bills if you or your passengers are injured in an accident. Your policy protects you up to certain limits, as agreed upon by you and your insurer.

RV

RV insurance can provide protection if you cause injuries or damages to others, and can also cover the cost of damages to your vehicle if a covered incident occurs. You can choose from a variety of coverages that will differ depending on how you use your vehicle — recreationally or as a full-time residence.

Boat

Boat insurance can protect you financially from injuries or damage you cause to others while boating. Insurance can also cover your watercraft and trailer if it gets stolen or physically damaged. You can select and purchase additional coverages, such as uninsured/underinsured boater (UB) coverage, to give you more protection on the water. Your policy protects you up to certain limits, as agreed upon by you and your insurer.

Motorcycle

Motorcycle insurance provides coverage if your bike, scooter, moped, ATV, or UTV is damaged or stolen as well as financial protection if you're responsible for someone else's injuries or damages while riding. Your policy protects you up to certain limits, as agreed upon by you and your insurer.

Life

Life insurance works by allowing your beneficiaries to claim a financial payout (often equal to your coverage amount) after your death. If you pass away while the policy is active, your beneficiaries can file a claim for their portion of the payout, also called a death benefit. The payout can be used however your beneficiaries choose — to cover funeral costs, mortgage payments, education expenses, or anything else.

Renters

Renters insurance may cover personal belongings damaged from a covered peril plus additional living expenses, like groceries and lodging, if you're unable to live at your residence while it's being repaired because of a covered loss. Your renters policy also includes personal liability coverage if you're legally responsible for someone else's injuries or damages. Renters insurance won't cover the actual structure you live in — that's your landlord's responsibility. Your policy protects you up to certain limits, as agreed upon by you and your insurer.